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Month: August 2020 (Page 1 of 2)

Greggs Steak Bake Urgent Recall – Iceland Supermarket

Greggs Steakbake Urgent Recall – Iceland Supermarket.

Greggs has today announced an URGENT RECALL of ‘Greggs Steakbakes’ (My fauvorite) from all Iceland Stores around the UK as appartently there may be plastic particles inside the pasties, Greggs are worried as this could prove a chocking hazard to consumers.

The product recall applies to packs of two weighing 280g in total.

Please note the affected products dates which have a best before date of either December 20, December 22 or December 23, 2020.

If you have recently bought these steakbakes it is advisable not to consume them and return them to the store to get a full refund.

These pasties are ONLY sold in Iceland supermarkets in the UK and you cannot get them else where.

Greggs have apologised to its shoppers via the Food Standards Agency

Saugage Rolls were also recalled last year as they had fragments of small plastic.

My thoughts. I only happened to come across this from a friend on my Facebook page that happened to share an article from ‘The Sun’ Newspaper (Not everyone reads’The Sun Newspaper’ or searches the internet for product recalls). Furthermore there is no mention of the recall on Icelands website which I would have expected that would be the first place it would be in the header.

People in the UK should share this article on all social media channels, email and sms.

Also if there was a similar problem last year one has to ask oneself why has it happened again and what are Greggs doing about it.

I personally will be thinking twice about buying Greggs fronzen pastry products from now on.

Women in Business

Women In Business Satistics!

Reasons why women do not go into business.

Heard of the saying “this is a man’s world”, well things are changing long have the days gone when the women were supposed to be the housewife and the man the bread winner. However, in eastern countries it is still expected that the women to stay at home, whilst the man goes out to provide for his family. Our cultural upbringing shows how women have been treated through out the ages and what is expected of them. More and more women around the world are starting to stick up for their rights and their equalities. Men should not be in a position to dictate but to accept that a woman can do the same job if not better.

The main reason why women do not go into business is because:

1). It is a cultural problem where the woman’s place is in the kitchen and in the bedroom (Sexist ideology, not mine may I add) You may be shocked by my allegations but in Saudi Arabia this is the norm. Women are suppressed and must have a legal guardianship such as a father, brother, uncle, son or spouse that dictates to them what they can and can’t do. They are not given the same opportunities as men in the workplace. Women do not have free movement like their western counterparts. Women are not deemed as equal and often are discriminated upon. Furthermore, although not as extreme if you consider western women also face problems of discrimination as raising a family may interfere in a career move and are often not considered for these roles for those reasons. Women are more reluctant to be their own boss because of family commitments.

Difficulty Getting Finance

2) Women also find funding more difficult as the men that control the purse stings usually bank managers do not encourage women entrepreneurship. A group of women Samantha Cameron, Mary Portas and Karren Brady, submitted an open letter to the Government, highlighting the chronic and unfair finance gap faced by female entrepreneurs. It has been found that around one third of women say access to funding was their biggest barrier to starting a business, compared to 20% of men. A similar proportion state funding as a barrier to expanding an existing business. (Rose Review of Female Entrepreneurship, HM Treasury 2019).

Women are less likely be considered for a loan or private equity investment because it is perceived that women are less trust worthy, with male entrepreneurs receiving 86% domination more venture capital. However, when women secure investment, women’s businesses show returns of 20 per cent more revenue with 50 per cent less money invested (Untapped Unicorns, Female Founders Forum/ Barclays 2017) The reason for this is women are more careful with their money and take less risks.

10% of women are more likely to see finance as their only barrier to entrepreneurship, rather than men.

Recent evidence from the UK Survey of SME Finances reported that women were charged more than men on term loans (2.9% vs. 1.9%). (You don’t say…… and I wonder how that could possibly have happened when we are supposed to live a fair and transparent world… being sarcastic) No other study has found such a large difference in loan terms, and this result needs further research and explanation (ibid Carter & Shaw 2006).

3) Social, Psychological barriers and bias against women

From my own experience I have been told to leave it to the boys in the past as I will lose the client because he is biased towards women and will not take me seriously. So regardless if you are in an office environment it is not always your colleagues that are the problem but the social block of other cultures coming from the client’s perspectives. So although there is no evidence to suggest women can perform poorly to men it all boils to down to culture.

4). Fear of failure

Only 1 in 8 women start-ups’ in the UK because of psychological barriers, mainly to do with financing. The thought of failing and then been ridiculed by a spouse or partner can be too much to bear. Imagine the “I told you so” scenario in which you must eat humble pie. Compared to men women find it difficult to start again and take risks. So although there may be six million businesses currently active in the UK, just 20% are run by female entrepreneurs. Women were 55% more likely than men to fear going it alone as a primary reason for not starting a business. (Rose Review of Female Entrepreneurship, HM Treasury 2019) It has been discovered that 39% of women are deemend as confident in their capabilities of starting a business themselves compared to 55% of men. This is a perceived figure in ability, rather than an actual one in skill sets. (Rose Review of Female Entrepreneurship, HM Treasury 2019)

5 Networking and Mentors

I do not have a mentor per se but I do follow one particular women in the UK called ‘Baroness Michelle Mone’. I have never met her but I do admire her and one day aspire to meet her acquaintance.

I have been following her on LinkedIn and have read her book which is very inspiring.

This women is a superwoman in my eyes with all the trauma she endured and struggles but came out smelling of roses on the other side. “Baroness Michelle Mone” is an entrepreneur and an MP for Scotland who was awarded an OBE, she was also the founder of a Lingerie Company called ‘Ultimo’ which she later sold and now does Motivational Speaking and owns a tanning company called ‘Utan’ she also designs jewellery on QVC and does interior design.

Baroness Michelle Mone’s website is:

Women need women to give them moral boosts of encouragement. Women understand women and find it easier to discuss business with other women. Finding a mentor can be difficult and costly and there are not many about considering how many women are in business. Try joining groups on social media rather than membership sites, unless you can afford it that is. Do however go to network events that may cost you about £25 for Business Breakfast or Canapes & Cocktails Event in the evening.

Women find it also difficult to network as they need to have to have a lot of connections in order to find the right kind of people. But like I said before times are changing and the internet is evolving so eventually business will be conducted online. LinkedIn is one of my favourite portals to finding connections and there are plenty of groups to join. So, marketing yourself is the first steps to connecting with like-minded people.

I personally do not have a problem connecting with both men and women. The internet is a God save to meeting people for real. I have successfully made business with people without having to meet them in person. You do need to be available for a chat on the phone or a video meeting, this shows transparency and shows that you are approachable and trust worthy.

6 Growing a family whilst working

Sometimes weighing up the pro’s and cons of running a business and juggling family life can be off putting because if a women has to care for the children meaning taking them to school and dropping everything if they fall ill, this can have adverse effects on a business. However, having back up plans can save an entrepreneur in difficult times. Some women pay for childcare whilst others try to do it alone both juggle their careers with their family obligations. I brought up my child on my own without paying for childcare, whilst also growing my business.

It stands to reason that women are twice as likely as men to mention family responsibilities as a barrier to starting a business, this is because 9 times out of 10 woman being the mother, primary carer of her family will see that her family comes first and business comes second. In addition, for female entrepreneurs with children, primary care responsibilities are result in another barrier to further business success, with 46% of female parent entrepreneurs identifying it as a “very important” barrier versus 33% of male parents with businesses. (Rose Review of Female Entrepreneurship, HM Treasury 2019), The reason for this is because men running businesses who have a life partner whmo they will rely on to be the caregiver, that person will look after their children otherwise if they are a lone parent they may hire childcare to overcome the barrier. Men will never try to juggle both business and family life without getting childcare.

Maternity can also play a crucual role in failure and sucess of a business and running a business whilst pregnant can be very stressful. Tell me about it it, I’ve done that and got the t-shirt. It can be a particular challenge for women entrepreneurs and small business owners, as the legal framework and protections available for employees do not apply (although the self employed may be able to claim Maternity Allowance). (Women’s Business Council, Enterprise Evidence Paper, BIS 2012). However running a busines whilst nurturing a newborn can be extremely challenging. Pregnant female entrepreneurs are less likely to plan to take any time off as formal maternity leave (Rouse 2009). This is true as I never took any time of work either and brought my baby to the office on numerous occasions.

Facts about women in business

Even though the UK may be the start-up capital of Europe, the number of women starting up or expanding their businesses remains very low. As mentioned above certain factors stop women following their dreams. Women account for 17% of business owners in the UK.

If women started to build their own business it is said that up to £250 billion of new value could be added to the UK economy.

According to (Chief Executive of the Small Business Service, Martin Wyn Griffith, Speaking at the National Dialogue for Entrepreneurship, Washington DC, March 2005), a GBP pound sterling invested in developing women’s enterprise provides a greater return on investment than a pound invested in developing male owned enterprise. (At least Martin is on our side).

When it comes to obstacles, it has been found that women were nearly five times more likely to mention family reasons for becoming self-employed than men. Women think that working from home whilst looking after their children is less stressful than working for an employer. Women can choose the hours they wish to work and can drop things at a moments notice if a child becomes sick. A fifth of females chose to work as self-employed to help combine ‘family commitments/wanted to work at home’ and employment in a flexible manner. Conversely, men were almost twice as likely to say that one of the reasons they became self-employed was to ‘make more money’ than were women. (ONS Regional Trends, Women in Business 2009).

The statistics show an average of about 30% of self-employed women and 8 per cent of men work at home. (ibid ONS 2009). More than half of self-employed women (53%) work part-time compared to 17% of self-employed men. (ONS Labour Market Statistics, September 2014)

I used to use an accountant until I suspected he was not doing his job so I fired him. So now I do my own books and plan to hire an accountant once my business exapnds.

However a majority of female owned businesses are more likely to use an accountant than majority male-owned businesses and less likely to use no external advice than majority male-owned businesses (Dr Stuart Fraser, Finance for Small and Medium-Sized Enterprises, 2005).

I am forever learning and there are many self employed webinars on the HMRC website to get usueful information on accounting from. It is said that 38% of women in the UK compared to 3% in Europe will take advice from services, banks and government websites business support. Women are more likely to do business training and research rather than men.

I did a business course in my 20’s in College and some of the skills have proven to be invaluable in my life now even though at the time I never thought I would be an entreprenur. Entrepreneurship training is three times more likely to improve self confidence about having the right skills to run a business. (GEM Special Report: A Global Perspective on Entrepreneurship Education and Training, 2010).

Young Entrepreneurs

Schools do not teach younsters to be entrepreneur. But with social media influencing young people are being taught they too can be successful entrepreneurs and they are starting to take advantage and making their very first steps in becoming business owners.

From makeup tutorials on Youtube to vlogging, ghost hunting and gaming youngster are getting the taste of being their own bosses.

These youngsters are called ‘Millenials’ Amongst the younger age groups, 18 to 24 and 25 to 34, female entrepreneurship is still half of male entrepreneurship, but the picture amongst students is more promising with more people learning that being a social influencer in fact has made many youngsters millionaires it only goes to show that other youngster will follow suit. Amongst the 18-24 age group are most likely to think that entrepreneurship is a good career move and that it has a high status in society (84% compared to the 75% in the next age group) ( ibid Enterprise Insight 2005).

Entrepreneurial activity amongst people with no formal education is very high in the 18-24 year old age group (14.2%). In particular the 18-24 year old age group, entrepreneurial activity is twice as high in this category as it is for any other qualification level. (ibid GEM, London Business School 2004).

Students that go onto further education are equally likely to participate in school enterprise education, howvever 50% of males are more likely than females to be interested in starting their own business as a result of their education.

1             Angela Merkel – German politician who has been Chancellor of Germany

2             Christine Lagarde  – President of the European Central Bank                   

3             Nancy PelosiCongress woman of the United States White House                               

4             Ursula von der LeyenPresident of the European Commission                         

5             Mary Barra –   CEO of General Motors Company                                     

6             Melinda Gates –    Co-founder the Bill & Melinda Gates Foundation                         

7             Abigail Johnson – CEO Fidelity Investments                           

8             Ana Patricia Botín – Executive Chairwoman of Santander Group                        

9             Ginni Rometty – Executive Chairman of IBM                         

10           Marillyn Hewson – Chairwoman Lockheed Martin                     

11           Gail Boudreaux – President and CEO of Anthem Inc.                

12           Susan Wojcicki –   CEO of YouTube                           

13           Isabelle Kocher –   CEO of Engie                     

14           Safra Catz – CEO of Oracle Corporation.                                       

15           Kristalina Georgieva – Acting President of the World Bank Group                               

16           Julie Sweet – CEO of Accenture                                      

17           Emma Walmsley –   CEO of GlaxoSmithKline                                     

18           Sheryl Sandberg – COO of Facebook, the founder of LeanIn.Org                           

19           Ruth Porat –  CFO of Alphabet Inc.                                       

20           Oprah Winfrey – American talk show host, tv producer and actress                         

21           Judith McKenna – CEO of Walmart International                    

22           Jessica TanSingaporeanMember of Parliament for East Coast GRC                 

23           Ho Ching – CEO of Temasek Holdings                                             

24           Phebe Novakovic –    CEO of General Dynamics                         

25           Shari Redstone – Chairwoman of ViacomCBS                                 

26           Amy Hood – CFO at Microsoft Corporation                                  

27           Stacey Cunningham –  67th President of the (NYSE)                      

28           Jessica Uhl – CFO of Royal Dutch Shell                     

29           Sheikh Hasina Wajed –     10th Prime Minister of Bangladesh                 

30           Adena Friedman –   President and CEO of Nasdaq                           

31           Mary Callahan Erdoes –  Chief Executive Officer of JPMorgan Chase              

32           Jane Fraser – President, Citigroup                                 

33           Laurene Powell Jobs – Founder of Emerson Collective              

34           Nirmala SitharamanMinister of Finance and Corporate Affairs of India

35           Marianne Lake – CEO of Consumer Lending, JPMorgan Chase                                      

36           Gina Rinehart – Mining magnate; company Chairwoman  Hancock Prospecting          

37           Kathy Warden   –   President and CEO of Northrop Grumman

38           Jacinda ArdernPrime Minister of New Zealand                          

39           Anne Finucane – Vice chair of Bank of America                            

40           Queen Elizabeth IIQueen of the United Kingdom                   

41           Tsai Ing-wenPresident of the Republic of China                           

42           Ivanka Trump –  Advisor to the President Donald Trump & Daughter                           

43           Rosalind Brewer – COO of Starbucks                         

44           Mingzhu Dong – Chairwoman of Gree Electric                         

45           Erna Solberg –   Prime Minister of Norway                                      

46           Dana Walden –    Chairwoman of Disney Television Studios

47           Vicki Hollub – CEO of Occidental Petroleum                         

48           Jennifer Salke – CEO of Amazon Studios                   

49           Jennifer Morgan – CEO of SAP SE.                        

50           Nicola Sturgeon –  First Minister of Scotland                                      

51           Donna Langley – Chairwoman of Universal Pictures                                        

52           Nguyen Thi Phuong Thao – President & CEO, VietJet Air                  

53           Elvira Nabiullina – Chairwoman of the Bank of Russia                         

54           Roshni Nadar Malhotra – Chairperson HCL Enterprise,           

55           Gwynne ShotwellPresident and Chief Operating Officer of SpaceX                     

56           Tricia Griffith – CEO and President of Progressive                                

57           Maggie Wei Wu – CFO of Alibaba Group                           

58           Feng Ying Wang –   CEO and Deputy Chairwoman of Great Wall Motor.                       

59           Lynn Good – CEO of  Duke Energy, a Fortune 500 Company                                     

60           Paula Santilli –  CEO, PepsiCo Latin America, PepsiCo                               

61           Rihanna –     Barbadian singer, songwriter, actress, and philanthropist                               

62           Melanie Kreis – CFO of Deutsche Post                                        

63           Hooi Ling Tan – COO of Grab Holdings Inc                                          

64           Bonnie Hammer –   Chairwoman, NBCUniversal Content Studios                             

65           Kiran Mazumdar-Shaw – Managing Director of Biocon Limited               

66           Beyoncé Knowles –   Singer, Songwriter, Record Producer, Actress                 

67           Zhou Qunfei – Founder and CEO of Lens Technology                         

68           Sophie WilmesPrime Minister of Belgium                         

69           Jane Jie Sun – CEO of the Group                            

70           Katharine Viner –   Editor-in-Chief at The Guardian                        

71           Taylor Swift – Singer-Songwriter, Businesswoman                   

72           Judy Faulkner –  CEO and Founder of Epic Systems                                 

73           Güler Sabanci – CEO of Sabancı Holding                           

74           Kathleen Kennedy – Film Producer, President of Lucasfilm                      

75           Mette FrederiksenPrime Minister of Denmark

76           Sri Mulyani IndrawatiMinister of Finance of Indonesia                    

77           Andrea Marques de Almeida –   CFO of Petrobras  

78           Solina Chau – Director of the Li Ka Shing Foundation                                        

79           Ava DuVernay – American filmmaker                               

80           Zuzana Caputova –  President of Slovakia         

81           Serena Williams – American professional tennis player                           

82           Mary Meeker – American Venture Capitalist                             

83           Lam Wai Ying – Co-Owner of Biel Crystal Manufactory                

84           Raja Easa Al Gurg – Managing Director of Easa Saleh Al Gurg Group                       

85           Eliza Manningham-BullerDirector General of MI5                  

86           Jenny Lee –    Labour Member of Parliament                                           

87           Lee Boo-jin – Chief Executive of Hotel Shilla                                   

88           Ana Brnabic  Prime Minister of Serbia                               

89           Meg WhitmanCEO of Quibi                              

90           Reese Witherspoon – Actress, Producer, Entrepreneur                

91           Anne Wojcicki – CEO of the Personal Genomics company 23andMe                          

92           Aileen Lee –  Founder of Cowboy Ventures                                    

93           Sahle-Work ZewdePresident of Ethiopia                             

94           Dominique Senequier – President of Ardian (Formerly Axa Private Equity)           

95           Kirsten Green – Founder and Managing Partner of Forerunner Ventures                          

96           Renuka Jagtiani –   Chairwoman and CEO of Landmark Group          

97           Rania Nashar – CEO of Saudi commercial bank, Samba Financial Group                          

98           Amina MohammedDeputy Secretary-General of the United Nations  

99           Margarita Louis-Dreyfus – Chairperson of Louis Dreyfus Group             

100        Greta Thunberg – Swedish Environmental Activist          

Final thoughts. So although we have great women of power not all are Founders and you have heard the expression “behind every great man there is a great woman”, these woman are notebable for other roles other than owners of companies. These roles as CFO or Executives are all very important in their own right and without CFO’s and CEO’s companies cannot scale. These women are on the Boards of Directors and they get a percentage of equity of the business.

These women on this list are successful in their own right for the roles they play and without them the companies would not be where they are today.

We can only aspire to be like them and make a difference in the world by empowering ourselves and others.

Tesco Website Down 27th August 2020

Tesco Website Down 27th August 2020

Apparently this is not the first time that Tesco’s Website has gone down as two days ago ‘The Sun’ Newspaper reported the frustration of users spending time ammending orders to either have a broken eggs message or a 500 error message.

So today I tried ammending my order and all of a sudden the screen changed to a 500 error message saying “sorry for any inconvenience caused”. This prompted me to contact customer services to be told there is nothing wrong with the website and that I should try private browsing to overcome the issue. I should have kept this women talking whilst I did this as no sooner I put the phone down I had the same error message.

I then phoned Tesco again only to be told that they are aware of the problem and for me to try again later.

It is so easy to loose ones temper but these customer service call handlers are not IT experts and its not their fault.

If Tesco is getting regular outage they should look to investing more back up servers.

So another hour wasted as I will have to keep on trying an re-ammend my order again.

Tesco should compenste their customers by either not charging a delivery fee or give some vouchers for the inconvenience caused as a gesture of good will.

Phone Call Scam alert.

I received a phone call from this number today 023 7925 8035 located in Southampton England. It was is an automated message claiming to be the National Crime Prevention Agency saying my National Insurance number had been infiltrated with an option to press to continue. I immediately disconnected.

However you can buy telephone numbers from anywhere around the world. So just because this number came up as Southampton the owner of this phone number may be located in Nigeria for example.

When you get these type of calls do not press any options to continue and NEVER give out your details over the phone. If someone asks to confirm your details do not confirm anything. These scammers use well known company names such as businesses and agencies to pretend they are who they say they are.

Legitimate businesses and agencies do not phone or email you to collect sensitive data about you.

Do not press any keys to continue as they may put a virus on your phone or run up your phone bill. Do not attempt to phone them back either.

The government if they thought you have been cloned and data stolen would contact you by letter.

I have tried reverse call lookup: but there was no imformation on the caller and no one had made any comments so I was the first and marked the number as ‘Dangerous’.

I also phoned 101 Police Non emergency telephone number and was told to report the incident to Telephone: 0300 123 2040 as .his is central hub to all fraud incidents.

Be vigilant and be safe.

Loosing Faith & Confidence

Dr Martin Luther King Jr.

As most of you are already aware I do have suffer with insecurities and I am sure I am not alone when it comes to saying that no matter how hard I try to prove to people that I am know what I am doing people still seem to find a way to judge me and I feel they do not trust me even though I have not given any reason to feel this way. Is it paranoia pehaps?

I have been judged all my life and I do try to not let it get to me at most part but sometimes it is really hard. I will give you and example yesterday and today I posted a crowd funding project with the hope that people will help to fund it so that I can employ 2 people full time at a mnimum wage of £8.75 an hour for at least 4 months. Now you may think so what was so wrong with that afterall I am trying to better myself well the problem is some of my connections have disappeared on LinkedIn and I don’t know why?

Now I have tried to be as transparent as I can and even wrote a Business Plan for people to read. Either they do not want me to succeed and are jealous or they do not believe in me or it could be LinkedIn themselves that have glitched out somehow.

I have in the past been trolled and humiliated and even been accused of things that really saddened me. But I try to keep my head up and think oh well, “it your loss as I will succeed with or without your help”.

So just like I tell my readers I also tell myself:

Don’t let it phase you. I am not saying all people are narrow minded but we have all been burned at some point in our lives by people we have trusted. I am not alone as people have scammed me due to my trusting nature. However I have learnt from my mistakes and know what to look for if someone has ulterior motives. So I understand that people can be less trusting especially if they have encountered bad business through their employee, partner or client. It could be a number of different things that people find distrusting about you and you should not take it personally. Its their opinion and no one elses.

Gaining their trust. Always keep your head up high and do not let your insecurities get to you. Let people gain their trust in you by you offering them incentives or offers they cannot refuse. Once you deliver outstanding services, work and results only then will they change their opinion about you. Try to be their friend and not be so formal. Sometimes being to business like can be very cold which sends out singles that may look like you are superior or have something to hide. Try being natural so that they can learn what you are about.

Don’t be afraid to speak your mind. Just as I am doing here I have literally told the world who I am and what I am about. I do not paint myself to be anything other than what you read about on my blogs. Just because people do not trust you don’t let it it prevent you from being the awesome person you are. (I know I’m awesome and tell myself that everyday), thats not me being conceited it ‘s me boosing my moral.

Alway remember someone else’s opinion is not your opinion and if that is how they feel its their problem not yours and it is not your fault. 

We all feel low from time to time and our self esteem becomes questionable. Some people deal with these issues differently to others. I tend to switch off from the world when it gets too much for me. I need to re-charge my batteries and come back with a clear mind.

Have you noticed how people with a lot of money and I am not talking about everyone but even with a lot of money they have insecurities and mental health issues like depression? How many actors (A-Listers have had alcohol dependency issue, when in theory they never have to worry about putting food on the table or have a roof over their heads but they still drink themselves stupid or take drugs)? I often think if I had so much money that I did not know what to do with, I would not be depressed and my insecurities would diminish to next to nothing. But you cannot speak about everyone as each and every one of us has different opinons and beliefs and differrent mental states.

Each person is different, there are many factors, including social class, cultural background, child and life experiences, race, gender, personal relationshionships worth environment etc, that can make us feel insecure with low self esteem. We cannot change our past but we can change how we feel now and for the future. Just because people do not trust you, thats their problem not yours. You just need to be able to rise above it.

Genes and Temperament

Our self-confidence is built into our brains at birth. We are molded genetically and studies have shown our genetic makeup affects the feeling of confidence-boosting chemicals (Serotonin) our brain can access through receptors. It is also thought that 25 to 50 percent of the traits linked to confidence may be genetically inherited. Our personality can also stem from temperament

Serotonin, a neurotransmitter associated with feeling of happiness and Oxytocin can both be triggered by certain genetic variations. especially when confronted with a situation known as “behavioral inhibition.” one can to start to question logic of the situation. Not everyone impulsively jumps into every situation, some who tread with caution and are reserved may let self esteem elude them.

Life Experiences

Certain life experinces can lead to feeling completely unsure about oneself or even the feeling of worthlessness.

Trauma. When someone has experienced traumatic life changing experiences such as physical and mental abuse, rape or sexual assualt, public humiliation, judged, discriminated and death of a loved one, this can play on ones mind and unless the memories are erased a person can be tormented indefinately. As a consequence the persons self confidence and esteem will be very low and they may feel ashamed of their experiences and embarresed aswell as devasted and feeling lost and empty. A breakup, divorce or seperation can be equally devasting to loosing some one thorugh death and the effects on a person mind can be debilitating.

Our Parenting. The way we have been brought up determins how we are shaped. I four up bringing was of neglect we will show signs later on in our adult life that may mirror how our parents treated us. As an example if a parent who constantly belittled you, compared you to others, or told you that you were worthless and would never amount to anything, you would eventually believe them thorugh brain washing. Depending how you parents treated you, will depend on your mental state of mind later on in life. My father was really strict and everything had to be done his way or not at all and if we misbehaved we were belted. That has be one of the contributing factors of my insecurities to this day, although other life changing traumatic events have made me who I am today.

Bullying, humiliation, discrimination and harrassment. I remember when I was in infants and could not speak English but understood to a certain degree what the other children were saying, I remember having my blazer spat on and being pushed down some concrete steps to a gravel laiden payground where I suffered gashes to my face. Then in senior years the bullies would wait for me outside the school gates where I would get numerous kickings. Therfore from childhood bullying left a mark on my confidence. This in turn continued into my adult years with my abusive ex.

Bullies will bully you when it comes to your appearance, your intellectual and athletic abilities and so on, aswell as other areas of your life, because a bully is also insecure and will try to take the onus away from them in order for them to feel momentarily better about themselves by degarading another person.

Humiliating experiences in adulthood, including public humiliation by people in authority and in the workplace or a peer group that disrespects or demeans you will cause you to question yourself and your abilities as you have been told by someone else this is what you are supposed to believe. However people whom humiliate you are more inadequate because if they felt good about themselves there would be no need to undermine you to make themselves feel better and more powerful.

Discrimination Gender, race, and sexual orientation. Studies have shown women are socialized to worry more about how they’re perceived.

A womens racial, social class, cultural background and sexual orientation can also cause a women to suffer low self esteem. A woman that has been on a receiving end of discrimination may have internalized some negative, untrue messages about her worth and true potential and whether she“belong.” However this also applies to other genders also and people perceived to be worthless will eventually believe they are and will not take risks in order to better themselves.

Lack of knowledge

Someone full of confidence does not care how they are perceived as in their mind they are on a pedestal and no one can take that away from them, however a person that lacks self confidence needs to reassure themselves that they are confident and this in turn leads to insecurities where they question themselves and find faults which leads them to failure. Not be certain of your circumstnces or lack of knowledge of your surroundings can manifest into insecurities.

On the contrary a person who is a perfectionist also suffers with low self esteem as they have to battle to have everything perfect all the time in order to be accepted as a confident person.

How the Media Perceives People

You have heard it before “Sex Sells”. All the glossy magazines, billboards and catwalk runnways are targeted for women always having a beautiful women on their covers or super skinny top models strutting their stuff down the catwalks. Products and Fashion is advertised always by beautiful looking men and women. Its is drummed into our heads that this is how we are supposed to look and the average looking person will always feel inadequate by their looks because they can never achieve the same standards as that of these good looking people who are portrayed to be the ideal perfect looking person.

But the ideal look does not stop on the catwalk it has infiltrated social media channels with adverts and influencers making the virtual world look like reality but really it is fantasy in most cases, superficially imposed, yet we are supposed to believe what we see even though our lives are not perfect, we start to show less confidence in ourselves when we see other people looking so perfect with their perfect lives and women looking like super models, showing off flashy houses and cars. We live in a materialistic superficial world and we too also want to have luxuries with little effort but in most cases that is virtually impossible. Yet in reality the people that post online are heavily curated and edited. Everyone has bad days, self-doubt, and physical imperfections and it is drummed into our heads each and every day that in order to look like a certain person we need to mirror them, which sometimes is rarely possible to achieve.

Anxiety and Depression

Low Self esteem and low self confidence causes people to doubt their state of mind and their abilities which in turn causes anxiety and depression which go hand-in-hand.

There are a few self help books that I have posted below, just in case you are feeling low. However do speak with your GP if things are getting out of control.

Remember when someone says something bad about you are shows you no support and you feel they do not have confidence in you, let them think what they like afterall you are not indebted to the them and you do not have to prove anything, just be yourself. It’s their opinion and not the rest of the worlds.

I know what I am worth and I do not have to prove anything to anyone.

All I can say is: “if you do not believe in me then its your loss”.

If you found this post useful, please like comment and share to help spread awareness.


I have decided to update this post as I am glad to say that my connection drop the other day must have been a LinkedIn glitch as I know have all my connections back:

Mental Health & Loneliness

Being Alone and Loneliness are two different things.

Being alone can for some people be more gratifying than being in a room full of people and not having anything in common or anything to talk about. Some people choose to live alone and live happily without intervention of other people.

We all experience the feeling of loneliness from time to time. Our self conception is very unique to us and not everyone who feels loney may feel the same type of loneliness as yourself. My conception of loneliness is not being on my own. I actually like my own company. My perception of loneliness is not being able to share my thoughts or have people share my passion or give me the support I need. My loneliness is the emptiness I feel when I cannot talk to anyone that shares or cares about my thoughts.

The most common description of loneliness is the overwhelming emptiness feeling we get when our mental state, views passions beliefs are not recognised by other people.

Loneliness is not always the same as being alone.

You may the most social person on the block and have lots of friends and acquaintances or part of a large family, but if not one person shares your views and you cannot reach out or relate to these people as they simply are not interested you will find the loneliness creeping in.

Mental health may increase the chance of feeling lonely and although feeling lonely is not a mental health issue it is however strongly linked.

People who suffer with social phobia’s may find it difficult to express their mental well being which in turn can cause loneliness. If you have suffered with the feeliing of loneliness for a very long time undiagnosed this may well impact your mental health in the long term, which in turn can manifest into stress, low self esteem, depression, anxiety and sleeping disorders.

What is the cause of loneliness?

Loneliness differs from person to person and each case is different. ‘Life Changes’ play an important factor diagnosing someone with loneliness. Each life event is unique and some people can handle these events better than others.

Examples of life events that can cause loneliness are as follows.

1). Traumatic Event in your life that has had devasting and lasting effect (I have had eight but whose counting)

2). The loss of a loved one (bearevement), family member, friend, pet, life partner (I have experienced this three times, I was once asked so when will I stop grieving, well the answer is never).

3). Break up of a relationship, (divorce, seperation) (Most memorable I experienced four times)

4). Abusive Relationship, violence and rape (I experiend this as two seperate incidents).

5). Retiring and loosing the network of collegaues that were friends at work (No issue).

6). Moving to a new location with no network of family or friends. (No Issue).

7). Feeling isolated from your co-works who alienate you. (No Issue).

8). Changing Jobs and learning the ropes from scratch with no support from other co-workers. (No issue).

9). Starting a course at College or University and you do not know anyone and do not make friends easily (No Issue).

Depending on each individuals circumstances determines why the feeling of vulnerability sets in. It is suggested by some researchers that certain life changing factors will be the root cause to the problem.

1). It may be that you are part of a minority group seperated from your family and friends due to immigration as asylum seekers as you fled from a war stricken country to somewhere very alien to you.

2). You could be in an ethnic group alienated for your race and values

3). You could be discriminated because, of your colour, race, religion, gender, sexual orientation and disabilities and social class.

4). You are estranged from your family.

5) You have been physically and mentally abused and find it diffficult to form relationships.

6). You have been publicly humiliated and made a mockery of.

7). You have no friends or family

8). You are a single parent or carer and may not be able to maintain a social life.

9). You are judged by how much money you have or what job you do.

10) Although unlawful you may be discrimiated by employers for your mental health or disabilities or even you appearance. It is not supposed to happen but it does and its even more harder to prove.

This feeling of loneliness can be crippling and some people do not know where to turn or how to rectify the problem and thus spiral out of control.

My therapy is wrting, I call my blogs my online diaries that anyone can read. I can express myself and I know someone somewhere is reading this and possibly can relate.

My loneliness is not being able to share some of the trauma, humiliation and pain I have endured over the years and would love to give the people that made me this way a good old fashioned public shout out and watch them squiirm getting publicly humiliated as I did. But for now let sleeping dogs lie, one day their time will come.

So when the next time you are talking to someone you find that you have nothing in common, nip it the bud, do not let it fester and do not pretend to be a friend as that makes you a hypocrite. You are either with that person because you actually care or you are with that person for your own agenda.

Only be with people you genuinly care about and support, do not be two faced. If I can share similar life experiences and idea’s, passions and goals with others as I am doing I am half way there to battling my feeling of loneliness. The peron does not have to sit in the same room as me but could been thousands of miles away with only an internet connection between us.

I have only one goal and that is to make a lot of money, I am not looking to make friends or relationships but instead to connect with like minded people that share my goals and my passion. The power of mind over matter is the differnce of filling the void of loneliness.

I tend not to dwell on all the bad things that have happened in my life (which no doubt have been a few) but instead try to turn the negative feelings and thoughts into postitive ones. I set myself realistic goals that if I achieve I reward myself. I buy myself something that will cheer me up and set another goal and another.

Remember always be kind to others as you do not know what they are going through and never be two faced or judgemental. Treat people with respect just like you would want to be treated and if you know someone is alone especially during the holidays do something nice for them just so that they know someone was thinking about them.

If you found this post useful, please like, share, subscribe and comment.

Failing in Business.


Lessons of Failure in Business and in Life!

Very few successful entrepreneurs may succeed on their first business venture. For example did you know Microsoft entrepreneurs Bill Gates and Paul Allen’s first business venture was the Traf-O-Data. Traf-O-Data sold just one unit before the business dissolved.

So do not beat yourself up if your business is not going to plan, “if at first you do not succeed, try again”.

You just need to stay focused and if there is a will there is a way.

This also applies to your mental health and everyday scenario’s and it does not always have to be about business per se. You just must find a way to carry on and fight your cause. No one else is going to help you so do not rely on other people and do it yourself. You are the master of your own destiny.

Statistics show whilst most new businesses (80%) survive their first year, only half of them will still exist after five years down the road.

The key to a successful entrepreneurship that has failed previously is that entrepreneurs have seen failure as lessons of how to overcome obstacles.

So, although at first failure may look like doom and gloom, one needs to turn the negative into a positive. Business failures may incur financial hardships, so you must find ways to get around this especially if you bank is not supportive. There are many ways to raise funds including re-inventing yourself and crowd funding. Business failures could also be a breakdown of business relationships with your business partners. You must decide if a person is weighing you down do you continue to have them in your life or do you find a way to move on and leave them behind. After all and this applies to business as well as your personal lives, do not surround yourself with negative people.

Call it tough love and only the toughest survive so that means you must make tough decisions.

Establish what the root of your problem is and then tackle it head on.

Do a deep clean analysis of the failure. Work out the biggest contributing factors that are making your business fail.

Look at factors why you started the business and what you wanted to accomplish from it. Write down a list and also do not forget to say what you ultimately wanted to achieve when you started out. It may be that you may feel you are overwhelmed and have lost the plot of what you wanted then to what is happening now and you can easily start to feel lost.

The following needs to be addressed.

  1. What was your goal at the beginning of your start-up?
  2. What problems are you encountering?
  3. Do you have financial issues and do not know how you will pay your bills?
  4. Do you have staff issues?
  5. Do you have management issues?
  6. Is your product or service not unique or sort after?
  7. Are you have problems generating business?
  8. Is your website not optimised to its full protentional?
  9. Do you have marketing and advertising issues?
  10. Have you got personal (spouse/partner) or mental health issues that are interfering with your business?

There are many factors that can cause a business to fail and you need to find the core to the problem in order to address it in order to avoid the demise to the business.

The sooner you find what is causing your business to spiral out of control, the sooner you can get hold of the reigns again.

Sometimes you need a moderator, mentor or consultant that can sit on the fence and give you a neutral opinion of what you are doing wrong. Find someone you can confined in, whether it is a spouse or partner or a friend. There is always someone that can lend an ear especially if your failing business is causing you mental and psychological health problems. Do not forget you can also speak with your GP if the stress is becoming overwhelming.

Useful Links:

What is Anxiety

What is Stress

What is Depression

Suicide Healthline

There are always solutions to all problems, no matter how big or small.

Once you have established the root to your problem the next thing is to address it and make the changes.

1). If you have ‘FINANCIAL ISSUES’ and have come to a road block either because your customers are paying late or you bank does not want to lend you any more money, consider ‘FACTORING’  where the  banks pays you 80% of your invoice upfront and the customer then has 30 days to pay the invoice whereby the bank will pay you the remainder of the invoice. Do speak with you bank manager about this service as it does not come cheap, but at least you have one less thing to worry about when the customer does not pay as the bank will do the chasing for you. Consider ‘CROWDFUNDING’ and ‘PRIVATE EQUITY’ where you raise funds publicly or through Angel Investors who are looking to support small businesses in exchange for a stake of your company.

If you are starting up and this applies to the UK as other countries may differ, you can apply for tax credits and housing benefit and council tax reductions to help you. Phone your Local Council about Housing Benefit and Council Tax and HMRC about Tax Credits. You can also find information online.

2). Do you have staff issues, consider outsourcing the work to virtual assistants and freelancers if it is office related? If it is manual work, consider hiring school leavers you may even be eligible for grants or sub contractors, these are self employed businesses and you just pay them for the job on a contract basis.

3) Do you have management issues where people are getting too big for their boots. Remember you are the Boss and you say what goes. If you feel that your staff are not pulling their weight, offer incentives to make them work harder.

4) If you have debt issues there are companies that can consolidate all your debts to one manageable monthly payment plan. Never brush your debts under the carpet, they will never go away on their own, instead take the bull by its horns write out all your debts and work out your monthly overheads and contact these companies that can resolve your problems.

5) Is the product or service that you are selling the problem. Reinvent yourself if you must and address pricing, competition and why the product or service is not selling. It could be your online presence is not optimised and you are not generating enough traffic. With this said speak with the web developers, whom are also internet marketers to see why you are not generating enough traffic. Consider PPC advertising this will get you on the first page of Search Engines for the exact match search terms your users are looking for. Also consider offline advertising like Newspaper, Magazine Ads as well as Leaflets.

6) Have you got problems at home such as marital, speak with a counsellor.  Or do you feel lonely and come home to an empty home? Whatever the problem is what ever happens at home should stay at home but often we bring it to work with us as we are constantly fretting and thinking about the other person and not concentrating on the work put before us. I am not a marriage councillor but there are many ways you can address these issues. Do some research there are plenty of organisations that can help.

7) MENTAL HEALTH and PSYCHOLOGICAL PROBLEMS. Sometimes the stress is too much to bear and you can barely find enough energy to get out of bed, sometimes only wanting to cocoon yourself under the blankets and wait for the world to pass you by. I’m the world’s worst when it comes to this as I have suffered with mental health issues (Depression and OCD) most of my adult life, but somehow I find the courage to face another day. So, from my own personal experience and perspective I have planted a seed in my head. This seed is my goal to achieving what I want in life and I try to stay focused. If on days where the stress is too much to bear, I take time out and do something that I enjoy doing such as writing and reading or watching movies and a takeout. I know I will not be defeated, and I know eventually I will get where I am going.

Consider a dream board that you hang in your office which will be a daily reminder why you are where you are and where you want to be. A dream board (vision board) is a montage of images of all the things you want out of life, call it a bucket list if you will. Every morning take some time to think about your goals before starting work.

So do try to take leaf out of my book and remember there is no success without failure. Rejoice your failure. The failure is a lesson and you can learn from. People who take risks are prone to failure but without risks there are no opportunities. Your self-confidence should not be diminished by your failures, your failure should be embraced as achievements. You have to take risks in order to succeed.

Never be ashamed of your failures in fact teach others and mentor them that failure helps us to learn and to succeed. We have all failed at something in or lives, if its not exams at school or Uni, to driving tests, to personal relationships. Don’t tell me you have never been heartbroken or come close to loosing your life partner, or not achieved careers goals you had hoped for. Life gives us choices and life is what you make it. You either fail and give up or fail and move on, I prefer to fail and learn not to do the same mistake twice and teach others about my mistakes and pay it forward.

Finally if you found this post useful, do comment, share, like, subscribe and pay it forward.

Foggy Glasses Whilst Driving.

Foggy Glasses.

Upon writing a blog post on which I recently launched, I was taken back by something a driving instructor had said to my daughter today and that was not wearing facemask whilst driving can in fact give you a hefty fine of £1000 I believe that both student and driving instructor should both be fined if in close proximity to one another and both are see not to be wearing facemasks.

However my thoughts on drivers who wear glasses should also not wear facemaks but the passengers should regarldless their age. Instead they should wear face shields which are clear. I have not read that face shields can fog, so if anyone knows different they should messge me so that I stand corrected.

So not taking his word at face value (no pun intended), I decided to do a little digging and found that if you are caught by the police and they see that you touching or re-adjusting your mask whilst driving you will get fined, in which case you will be fined for not taking due care and attentenion to other motorists aswell as yourself. In other words you can cause an accident a) for having fogged glasses and b) for adjusting your face covering and your glasses, whilst driving and not fully concentrating on the road.

So my thoughts are and this is the Government which have not made it very clear either you are allowed to wear mask or you are not. There is nothing mentioned on their website to give hard facts.

If say keyworkers adjust their facemaks will they get fined? Also how can you stop glasses from fogging up? I do wear glasses only for reading so have not encountered a problem yet but my daughter does wear glasses and she said that she had to pull over a couple of times to clean them, (may I add this was her first lesson since lockdown restrictions have been eased and she did not treat her glasses with anti fog products before venturing out).

Obviously taxi drivers and bus conductors have to wear masks aswell as keyworkers but surely there cannot be one rule for one and other rule for another. This is called deceptive marketing whereby there are no concrete facts

If the problem is that the students of the driving school have to wear masks then so should the driving instructors.

Furthermore you can read what I found on the subject below:

This following blog actually confirms there is no Government guidance to wearing facemasks.

According the news article form ‘Herfordshire Mercury’, motorist can ensure glasses not steaming up by the following factors :

1. Ensuring your covering fits firmly enough to prevent air escaping from the top. (Have watched videos on people adding tissue under the mask to absorb moisture but none seemed to be effective). I did have one thought and perhaps add a microfibre towel underneath the mask), just a thought perhaps.
2. Use a covering with a moldable nose piece
3. Seal the covering to your face with double sided tape (Not recommended as the adhesive is not meant for skin contact and could cause an allergic reaction)
4. Use anti-fogging products specifically for glasses (Similar to the stuff you put on your car’s windshield, it does actually works to keep your glasses clear).
5. Wash your glasses in soapy water before entering your vehicle” (Watched many videos on this and its a thumbs down for me).

I have never used anti fogging products before as I have never had the need for them, but will be investing them for my daughter. I do however think gluing your facemask to your skin is not going to eliminate from your glasses from steaming up and is highly inadvisabel.

When breathing we exhale warm air that turns into steam and travels upwards this a potential health hazard if wearing glasses and a face covering at the same time.

Face shields on the other hand have more ventilation than facemasks as facemasks are more constraint. Face shields protect the wearer from direct contact to airborne droplets, that cannot penatrate the plastic shield, whereas cloth facemasks will absorb the foreign bodies, which means disposing of the face covering or washing it at high temperatures directly after use. Furthermore touching the face covering during use poses cross contamination problems if not handled in the correct manner.

If you have a material face covering you should dispose of it carefully or wash it directly after use, this includes respirators and face shields that can be wiped down with antibacterial disinfectant.

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August 2020