The owner of this blog https://marketingagency.cymrumarketing.com/ – https://www.cymrumarketing.co.uk and static site www.cymrumarketing.com has launched her own Personal Brand‘Renata Entrepreneur’ Virtual Business Card.
Its early days but I have acquired both domain names www.renataentrepreneur.com and www.renataentrepreneur.co.uk
The site is just over a week old and I wanted something that would reflect who I am and what I do.
In the early days I used to have www.renatamaziak.co.uk and then www.renatamaziak.com which I dropped. I found people could not spell my surname. I have now re-branded myself so unless people cannot spell ‘entrepreneur’ 🤣 I should be easier to find.
This is going to be my virtual business card nothing more and nothing less, just something to point people to, in the right direction. It will save me time as I have lots of people asking me what I do and it takes me forever in a day to explain.
The idea came into my head after a telesales person looked me up on line and found a site that I was associated with many years ago. I want to set the record straignt that people can simply look me up online and see what I do at a glance without having to search tonnes and tonnes of information.
Explaining who I am is no easy task as I diversify in a wide range of services.
I have many blogs, static site’s and social media pages.
I ideally wanted www.renata.com but it was gone many years ago to a watch battery manufacturer/distributor called ‘Renata’.
Its ok I am happy with what I have chosen and it serves its purpose.
Please Note: Anyway reading this please do not offer me alternative domain names, as the answer will be the same, unless you want to gift me the domain name, I am not interested.
Jaroslaw Kaczynski has no regard for women. He is a hypocrite to ban abortions in Poland to save human life yet he has caused a civil unrest in which people are protesting right across Poland without social distancing.
Seeing as we have Polish immigrants working in the UK who travel back and forth Poland and we are straining our economy to safe guard our citizens, the virus will spread due to what is happening in Poland.
Jaroslaw Kaczynki the deputy Prime Minister should be held accountable in the European Union Courts and if this virus spreads and people die because of him he should be tried and sentencedespecially if it spreads further to the UK.
Jaroslaw Kaczynksi who is 71 years of age and is basically a grumpy old man whose twin brother died in the Smolensk Plane Crash which killed a number of high ranking Government officials in April 2010, never married and lived with his mother until she was hospitalized.
This man has no regard for human life. He believes that the feminist movement in Poland want to destroy the country, he is destroying the country just fine single handidly.
To think that my parents were Polish and my father fought in the Polish Army in WWII in Monte Cassino and then later in Britain, I am ashamed to even admit I have Polish Roots because of this idoit (idiota) in power, why has he not retired or stepped down?
To think businesses in the UK are struggling and closing down left rght and centre, if I had some sort of power in the UK Governement I would close the borders for all Poles coming in and out of the UK indefinately until the virus was under control because of the country unrest of the abortion ban protests with no social distancing and perhaps with one exception allow women from Poland to enter to have private abortions after being quarantined.
Jaroslaw Kaczynski should never had made this law knowing people would protest in the middle of a Global Pandemic!
If Jaroslaw Kaczynskidoes not care about social distancing, the coronavirusor women, why should the UK Government care about his people.
I was born and bred in the UK and am proud to be British.
Furthermore since when has any person got any right to tell you what you can or cannot do with your body?
If I was a woman that wanted or needed to have an abortion in the UK it is perfectly legal to have one, yet in Poland they live in the middle ages and it is against the law unless a women was raped or becomes pregnant because of incest, otherwise if a fetus is found to be deformed including down syndrome it would have to be carried full term so that in the event of still birth it could have a proper burial.
The country is so messed up that if a person dies in the UK and leaves a last will and testament the will goes to probate and the estate is distributed to the people named in the will. However if someone in Poland dies and leaves a last will and testament every living relative from all over the world has to be informed to give an opportunity to contest it. This in turn drags on for many months and incurs a lot of court costs which is chi-ching to the Polish Government.
Poland are so many decades behind to their western counterparts, they blame everything that has happens to their country past and present all on WWII and being supressed by communism yet now that they are free they have not moved on. Yet the rest of the world was also affected by WWII atrocities that is why it was called a World War but we have moved on. It is part of history and something that is taught in schools not brain washed in our heads via tv programmes on a weekly basis.
The commercials between the tv programmes are always about vitamins which I have not worked out why yet?, perhaps because of the rural culture and the low pay, people may be lacking in nutrients to maintain a substantial diet and hence vitamins are brain washed into peoples minds as a way to supplement their poor diets.
The country is a very racist and homephobic This may not be the case for young people living in urban areas in Poland but for the most part the rural elders do play a part in their racist homaphobic beliefs which are passed down to their children and granchildren. People in rural areas are very judgemental. I once gave my aunt a ‘Chanel’ scarf and she said she did not want something that was made by a Jew. I told her it was from a French Fashion Design House but she did not want to believe me and tossed the scarf to the side, like garbage. I was deeply offended considering how much money I spent on the gift. These people do not know anyhting about the western world, lesson learnt.
Men especially in rural Polanddo not respect women, (again i’m not saying all men but most men) I should know I have a large family in the villages and also the Cities.
Men go into the fields all day to work hard and the women are at home-making, getting their dinners ready and their beds warm (I know that sounds extremely sexisist, but thats the truth) aswell as attending to their children. Men whom are essentially the bread winners of the family (warm bath theory) without ambition who do the same job day in and day out turn to alcohol usually vodka to relieve the tensions (this is the norm). This in turn results in them getting excessively drunk and then mentally and physically abuse towards their partners/wives. This is then passed down from generation to generation.
Poland lives in the name of the Catholic church, they have more religious holidays than we have public holidays.
Everything is to do with the church. The church is against abortions so that is why Jaroslaw Kaczynski has made it a law without consulting the public people first.
Every Sunday like clockwork the families gather together and put on their Sunday Best to go to Sunday Mass and willingly donate to the churches. I once had a choir boy menacingly stand over me to see if I would donate and at that time I had no loose change and mistakenly said the words (no thank you – nie dzienkuje) as he was waving the basket full of money in front of me. He may have thought I was saying “no thank you” to his kind gesture of him offering me the basket of money lol (I know it a collection basket lol).
The priests live in modern houses which look like villas by UK standards and every religious holiday not only do they collect at mass which could be a couple times a day, mass is also performed every single day of the week. The priests who you would think have no income drive top of the range cars (work that one out and go abroad on holiday regularly). They also come round the houses of all the residents for more donations. Yet the poor people (especailly the elderly) who have literally no money to scrape together have to do what it takes to give the priest a donation in exchange for the priest to bless them, their homes and their land, yet all their lives these poor people pray for a better life and it does not take a genius to know who gets richer and gets poorer.
The church is a big scam and if there is a God and (I am not saying that there is or isn’t), if you pray God will hear you where ever you are without you going week in and week out praying in Church and making the church richer and yourself that tiny little bit poorer.
The schools are usually run by priests and there is one particular priest which I met a couple of times was rumoured to be physically and mentally abusive towards children in the classroom by physically assualting them if they misbehaved or had low grades. He visited my ex-partners mothers house on this one occasion whilst I was there on his collection rounds and did not take to kindly to me, maybe he could sense I could see through him or maybe thought because I had a British accent I was a foreigner which they are not so fond of. He was nicknamed the ‘Demon Priest’ of Grabice in West Lubusz VoivodeshipPoland by the children in the village and some of the parents. There was an unpleasant mannerism and persona about him, perhaps maybe because I did not give him any money he took a disliking to me, who knows – put it this way if looks could kill.
Women in Poland wanting abortions.
If I was a women in Poland and I wanted to have an abortion I would make arrangement to come to the UK and go to a private clinic. Also there are morning after pills whereby after unprotected sex you can take a pill which can be bought in local pharamcies such as Boots Chemist in the UK and online.
Always practice safe sex. Condoms not only are a reliable form of contraception they also protect against venereal disease.
Kobiety, które chcą aborcji i mieszkają w Polsce, muszą skontaktować się z „Aborcją bez granic”. Udostępnij ten link każdej znanej Ci kobiecie i spraw, aby ta informacja o go stała się wirusowa. https://aborcjabezgranic.pl/
Heard of the saying “this is a man’s world”, well things are changing long have the days gone when the women were supposed to be the housewife and the man the bread winner. However, in eastern countries it is still expected that the women to stay at home, whilst the man goes out to provide for his family. Our cultural upbringing shows how women have been treated through out the ages and what is expected of them. More and more women around the world are starting to stick up for their rights and their equalities. Men should not be in a position to dictate but to accept that a woman can do the same job if not better.
The main reason why women do not go into business is because:
1). It is a cultural problem where the woman’s place is in the kitchen and in the bedroom (Sexist ideology, not mine may I add) You may be shocked by my allegations but in Saudi Arabia this is the norm. Women are suppressed and must have a legal guardianship such as a father, brother, uncle, son or spouse that dictates to them what they can and can’t do. They are not given the same opportunities as men in the workplace. Women do not have free movement like their western counterparts. Women are not deemed as equal and often are discriminated upon. Furthermore, although not as extreme if you consider western women also face problems of discrimination as raising a family may interfere in a career move and are often not considered for these roles for those reasons. Women are more reluctant to be their own boss because of family commitments.
Difficulty Getting Finance
2) Women also find funding more difficult as the men that control the purse stings usually bank managers do not encourage women entrepreneurship. A group of women Samantha Cameron, Mary Portas and Karren Brady, submitted an open letter to the Government, highlighting the chronic and unfair finance gap faced by female entrepreneurs. It has been found that around one third of women say access to funding was their biggest barrier to starting a business, compared to 20% of men. A similar proportion state funding as a barrier to expanding an existing business. (Rose Review of Female Entrepreneurship, HM Treasury 2019).
Women are less likely be considered for a loan or private equity investment because it is perceived that women are less trust worthy, with male entrepreneurs receiving 86% domination more venture capital. However, when women secure investment, women’s businesses show returns of 20 per cent more revenue with 50 per cent less money invested (Untapped Unicorns, Female Founders Forum/ Barclays 2017) The reason for this is women are more careful with their money and take less risks.
10% of women are more likely to see finance as their only barrier to entrepreneurship, rather than men.
Recent evidence from the UK Survey of SME Finances reported that women were charged more than men on term loans (2.9% vs. 1.9%). (You don’t say…… and I wonder how that could possibly have happened when we are supposed to live a fair and transparent world…..me being sarcastic) No other study has found such a large difference in loan terms, and this result needs further research and explanation (ibid Carter & Shaw 2006).
3) Social, Psychological barriers and bias against women
From my own experience I have been told to leave it to the boys in the past as I will lose the client because he is biased towards women and will not take me seriously. So regardless if you are in an office environment it is not always your colleagues that are the problem but the social block of other cultures coming from the client’s perspectives. So although there is no evidence to suggest women can perform poorly to men it all boils to down to culture.
4). Fear of failure
Only 1 in 8 women start-ups’ in the UK because of psychological barriers, mainly to do with financing. The thought of failing and then been ridiculed by a spouse or partner can be too much to bear. Imagine the “I told you so” scenario in which you must eat humble pie. Compared to men women find it difficult to start again and take risks. So although there may be six million businesses currently active in the UK, just 20% are run by female entrepreneurs. Women were 55% more likely than men to fear going it alone as a primary reason for not starting a business. (Rose Review of Female Entrepreneurship, HM Treasury 2019) It has been discovered that 39% of women are deemend as confident in their capabilities of starting a business themselves compared to 55% of men. This is a perceived figure in ability, rather than an actual one in skill sets. (Rose Review of Female Entrepreneurship, HM Treasury 2019)
5 Networking and Mentors
I do not have a mentor per se but I do follow one particular women in the UK called ‘Baroness Michelle Mone’. I have never met her but I do admire her and one day aspire to meet her acquaintance.
This women is a superwoman in my eyes with all the trauma she endured and struggles but came out smelling of roses on the other side. “Baroness Michelle Mone” is an entrepreneur and an MP for Scotland who was awarded an OBE, she was also the founder of a Lingerie Company called ‘Ultimo’ which she later sold and now does Motivational Speaking and owns a tanning company called ‘Utan’ she also designs jewellery onQVC and does interior design.
Women need women to give them moral boosts of encouragement. Women understand women and find it easier to discuss business with other women. Finding a mentor can be difficult and costly and there are not many about considering how many women are in business. Try joining groups on social media rather than membership sites, unless you can afford it that is. Do however go to network events that may cost you about £25 for Business Breakfast or Canapes & Cocktails Event in the evening.
Women find it also difficult to network as they need to have to have a lot of connections in order to find the right kind of people. But like I said before times are changing and the internet is evolving so eventually business will be conducted online. LinkedIn is one of my favourite portals to finding connections and there are plenty of groups to join. So, marketing yourself is the first steps to connecting with like-minded people.
I personally do not have a problem connecting with both men and women. The internet is a God save to meeting people for real. I have successfully made business with people without having to meet them in person. You do need to be available for a chat on the phone or a video meeting, this shows transparency and shows that you are approachable and trust worthy.
6 Growing a family whilst working
Sometimes weighing up the pro’s and cons of running a business and juggling family life can be off putting because if a women has to care for the children meaning taking them to school and dropping everything if they fall ill, this can have adverse effects on a business. However, having back up plans can save an entrepreneur in difficult times. Some women pay for childcare whilst others try to do it alone both juggle their careers with their family obligations. I brought up my child on my own without paying for childcare, whilst also growing my business.
It stands to reason that women are twice as likely as men to mention family responsibilities as a barrier to starting a business, this is because 9 times out of 10 woman being the mother, primary carer of her family will see that her family comes first and business comes second. In addition, for female entrepreneurs with children, primary care responsibilities are result in another barrier to further business success, with 46% of female parent entrepreneurs identifying it as a “very important” barrier versus 33% of male parents with businesses. (Rose Review of Female Entrepreneurship, HM Treasury 2019), The reason for this is because men running businesses who have a life partner whmo they will rely on to be the caregiver, that person will look after their children otherwise if they are a lone parent they may hire childcare to overcome the barrier. Men will never try to juggle both business and family life without getting childcare.
Maternity can also play a crucual role in failure and sucess of a business and running a business whilst pregnant can be very stressful. Tell me about it it, I’ve done that and got the t-shirt. It can be a particular challenge for women entrepreneurs and small business owners, as the legal framework and protections available for employees do not apply (although the self employed may be able to claim Maternity Allowance). (Women’s Business Council, Enterprise Evidence Paper, BIS 2012). However running a busines whilst nurturing a newborn can be extremely challenging. Pregnant female entrepreneurs are less likely to plan to take any time off as formal maternity leave (Rouse 2009). This is true as I never took any time of work either and brought my baby to the office on numerous occasions.
Facts about women in business
Even though the UK may be the start-up capital of Europe, the number of women starting up or expanding their businesses remains very low. As mentioned above certain factors stop women following their dreams. Women account for 17% of business owners in the UK.
If women started to build their own business it is said that up to £250 billion of new value could be added to the UK economy.
According to (Chief Executive of the Small Business Service, Martin Wyn Griffith, Speaking at the National Dialogue for Entrepreneurship, Washington DC, March 2005), a GBP pound sterling invested in developing women’s enterprise provides a greater return on investment than a pound invested in developing male owned enterprise. (At least Martin is on our side).
When it comes to obstacles, it has been found that women were nearly five times more likely to mention family reasons for becoming self-employed than men. Women think that working from home whilst looking after their children is less stressful than working for an employer. Women can choose the hours they wish to work and can drop things at a moments notice if a child becomes sick. A fifth of females chose to work as self-employed to help combine ‘family commitments/wanted to work at home’ and employment in a flexible manner. Conversely, men were almost twice as likely to say that one of the reasons they became self-employed was to ‘make more money’ than were women. (ONS Regional Trends, Women in Business 2009).
The statistics show an average of about 30% of self-employed women and 8 per cent of men work at home. (ibid ONS 2009). More than half of self-employed women (53%) work part-time compared to 17% of self-employed men. (ONS Labour Market Statistics, September 2014)
I used to use an accountant until I suspected he was not doing his job so I fired him. So now I do my own books and plan to hire an accountant once my business exapnds.
However a majority of female owned businesses are more likely to use an accountant than majority male-owned businesses and less likely to use no external advice than majority male-owned businesses (Dr Stuart Fraser, Finance for Small and Medium-Sized Enterprises, 2005).
I am forever learning and there are many self employed webinars on the HMRC website to get usueful information on accounting from. It is said that 38% of women in the UK compared to 3% in Europe will take advice from services, banks and government websites business support. Women are more likely to do business training and research rather than men.
I did a business course in my 20’s in College and some of the skills have proven to be invaluable in my life now even though at the time I never thought I would be an entreprenur. Entrepreneurship training is three times more likely to improve self confidence about having the right skills to run a business. (GEM Special Report: A Global Perspective on Entrepreneurship Education and Training, 2010).
Schools do not teach younsters to be entrepreneur. But with social media influencing young people are being taught they too can be successful entrepreneurs and they are starting to take advantage and making their very first steps in becoming business owners.
From makeup tutorials on Youtube to vlogging, ghost hunting and gaming youngster are getting the taste of being their own bosses.
These youngsters are called ‘Millenials’ Amongst the younger age groups, 18 to 24 and 25 to 34, female entrepreneurship is still half of male entrepreneurship, but the picture amongst students is more promising with more people learning that being a social influencer in fact has made many youngsters millionaires it only goes to show that other youngster will follow suit. Amongst the 18-24 age group are most likely to think that entrepreneurship is a good career move and that it has a high status in society (84% compared to the 75% in the next age group) ( ibid Enterprise Insight 2005).
Entrepreneurial activity amongst people with no formal education is very high in the 18-24 year old age group (14.2%). In particular the 18-24 year old age group, entrepreneurial activity is twice as high in this category as it is for any other qualification level. (ibid GEM, London Business School 2004).
Students that go onto further education are equally likely to participate in school enterprise education, howvever 50% of males are more likely than females to be interested in starting their own business as a result of their education.
Final thoughts. So although we have great women of power not all are Founders and you have heard the expression “behind every great man there is a great woman”, these woman are notebable for other roles other than owners of companies. These roles as CFO or Executives are all very important in their own right and without CFO’s and CEO’s companies cannot scale. These women are on the Boards of Directors and they get a percentage of equity of the business.
These women on this list are successful in their own right for the roles they play and without them the companies would not be where they are today.
We can only aspire to be like them and make a difference in the world by empowering ourselves and others.
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